Buy now Pay later

Spread the cost of your online basket!

Payl8r is a simple payment option that enables you to purchase goods and services online and spread the cost over time period to suit.

Repayments

You can repay in full within 30 days at 0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time. Interest rates from 0% - 24% per year Click the Payl8r button at checkout on participating stores and they will approve you within minutes

Will I qualify?

If you have a UK bank account or debit card, you can use Payl8r! student retired employed self-employed benefits Finance is subject to your ability to repay the loan

How It Works

  • Add items to basket and checkout
  • Click Payl8r
  • Choose your payment plan

(COMPANY NAME HERE) is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296.